Protect Your Home's Systems & Appliances

Compare Home Warranty Plans Side by Side — Save Thousands on Repairs

One HVAC breakdown can cost $8,000. A home warranty covers it for under $50/month. Compare top providers in 2 minutes.

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28,000+
Homeowners Helped
$1,200
Avg. Repair Savings
4.7/5
Customer Rating
✓ Top-Rated Companies✓ No Obligation✓ Service Fee from $75✓ Cancel Anytime

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How HomeGuardQuote Works

Protecting your home shouldn't be complicated. Three steps and you're covered.

1

Tell Us About Your Home

Home type, age, size, and what systems matter most to you.

2

Get Matched

We compare plans from top home warranty companies for your specific home.

3

Choose Your Coverage

Pick the plan that fits your budget and needs. Or walk away — no pressure ever.

What Home Repairs Actually Cost

Without a warranty, one breakdown can wipe out your emergency fund.

HVAC System
$5,000 – $12,000
Water Heater
$1,000 – $3,500
Refrigerator
$1,500 – $3,500
Electrical Panel
$1,500 – $4,000
Plumbing
$500 – $5,000

A home warranty costs $400–$600/year. One HVAC repair pays for a decade of coverage.

Why Homeowners Choose HomeGuardQuote

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Major Systems Covered

HVAC, plumbing, electrical, water heater — the expensive repairs that hit when you least expect them.

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Appliances Included

Refrigerator, oven, dishwasher, washer, dryer — a single replacement can cost $2,000+.

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One Call, One Service Fee

Something breaks? Call your warranty company, pay a $75-$125 service fee, and they handle the rest.

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Predictable Costs

No more $5,000 surprise repair bills. Budget one flat annual cost and sleep easy knowing you're protected.

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Great for Older Homes

If your home is 5+ years old, systems are entering the failure zone. A warranty is your safety net.

What Homeowners Say

★★★★★

"Our AC died in July. The warranty company had a tech out the next day and covered the full $3,800 replacement. We only paid the $100 service fee."

Karen W.
Wentzville, MO
★★★★★

"Water heater burst at 2am. Called the warranty line, had a plumber there by 10am. No hunting for quotes, no surprise bills."

Tom B.
O'Fallon, MO
★★★★★

"Compared three companies here and saved $150/year over what I was paying before. Same coverage, better price."

Angela P.
St. Charles, MO

Frequently Asked Questions

What does a home warranty cover?
A home warranty covers repair or replacement of major home systems (HVAC, plumbing, electrical, water heater) and appliances (refrigerator, oven, dishwasher, washer, dryer) when they break down from normal wear and tear.
Is a home warranty the same as home insurance?
No. Home insurance covers damage from disasters (fire, storms, theft). A home warranty covers mechanical breakdowns from normal use. You need both for full protection.
How much does a home warranty cost?
Most plans cost $400 to $600 per year, plus a service fee of $75 to $125 per repair visit. Compare that to a $5,000+ HVAC replacement and the math is clear.
Can I choose my own technician?
Most warranty companies dispatch from their own network of licensed technicians. Some plans allow you to use your own contractor — check plan details when comparing.
Are pre-existing conditions covered?
Systems and appliances must be in working order when the warranty starts. Issues that existed before coverage began are typically not covered. This is standard across all providers.
Is HomeGuardQuote a warranty company?
No. HomeGuardQuote is a free comparison service operated by WEP Sales Consulting LLC dba LeadHouse. We connect homeowners with warranty providers — we don't sell warranties ourselves.

Don't Wait for a $5,000 Surprise

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Quotes Are on the Way!

Home warranty specialists will reach out with personalized plan options. No obligation — just options.